strategy and solution for Digital Banking (Financial Industry) – Research Paper

I am looking for “3 to 5 pages research paper” for below topic.  Paper words should not exceed 4500 words.

TOPIC: strategy and solution      for Digital Banking (Financial Industry) – Online Banking, Mobile, and API      banking 

******Template: https://www.ieee.org/content/dam/ieee-org/ieee/web/org/conferences/Conference-template-A4.doc
Standard IEEE, Journal format. Make sure to add abstract, details information and references.